Options exist to help you avoid foreclosure-including counseling, refinancing, and short sales. Purchasers of foreclosures should be aware that such homes, despite their reputation, are rarely big bargains or easy money-makers, and can be very difficult to buy.

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The Best Bloomington, Spencer and Indiana University Web Sites

Bloomington	Utility information and links
Bloomington Herald Times Newspaper Bloomington's local newspaper has everything online! Updated around noon every day, it has all of the news articles, classifieds, and much more. Bloomington, Indiana - Official Site This site contains information about each of the city's departments such as Parks and Recreation, Housing and Neighborhood Development, and Community and Family Resources. Bloomington Mayor Mark Kruzan has many of his speeches and news releases available here as well. Bloomington Chamber of Commerce Tons of interesting facts about Bloomington! This site has links to Bloomington's major sources of information about Education, Employment, and Recreation. Hoosier Net, Inc. Has many links to Bloomington business's web sites. Bloomington Visitor's Center "Breakaway to Bloomington." Fun site for visitors and residents alike. This site has demographic, transportation, and climate information. You can also view Bloomington's Calendar of Events and maps of Indiana, Monroe County, and Bloomington. IU Department of Athletics Bloomington Travel Guide Includes Bloomington at a glance, lists of addresses and phone numbers for local restaurants, hotels, and attractions. Geocities Guide to Bloomington Contains lodging, dining, and entertainment information with links to many local sites. Very informative and easy to use site. Monroe County Library Check out the Indiana Room under Indiana and local… Bloomington Bus Routes	B & B Water Corporation (812) 336-7644 Cinergy/PSI Energy (800) 521-2232 City of Bloomington Utilities (812) 349-3930 Insight Communications (812) 332-9486 Express Waste Removal (812) 876-0055 Monroe County Solid Waste Management District (812) 349-2020 SBC (formerly Ameritech) - (800) 742-8771 Smithville Telephone Company Inc. (812) 876-2211 South Central Indiana R.E.M.C. (800) 264-7362 Vectren Energy Delivery (formerly Indiana Gas) (800) 777-2060 Washington Township Water Corporation (812) 333-4526 USPS Moving Guide (includes change of address form)
Real Estate Links	Schools
Homefinder Search local property listings My Homefinder Upgraded local property search. Contact Jeanne Walters for password. Realtor.com Search nationwide property listings. Sherlock Homes Inspection Service	Monroe County School Corporation Important and comprehensive information on local schools/districts, complete with maps, etc. MCCSC Annual Performance Reports Monroe County School's Statistics Indiana University You can obtain course descriptions and schedules for most of the academic departments as well as information on admissions, student services, and staff.
More information about Bloomington and Monroe County	Other
The Herald-Times Newspaper K-1 and Higher Education in Monroe County Monroe County Convention and Visitor's Bureau Indiana University Bloomington	Indiana University - Bloomington Indiana Digital Student News IU Surplus Store Salvation Army Student Bargains Students Organized Against Poverty (S.O.A.P.)
Surrounding Areas
Monroe County - Official Site Monroe County web site with 150 links to Bloomington and surrounding area. Brown County Chamber of Commerce Brown County Chamber of Commerce site - worth a visit, as is Brown County itself. Hoosier National Forest Brief information on Hoosier National forest - "Crossroads of America."

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Selling Your Home >Full Disclosure

If you are about to list a home that you have lived there for many years, you know that it is not perfect. For example, there might be a leak in the basement that is noticeable only after a heavy rain. Your garage door might stick, and the dishwasher may be prone to work stoppages.

Every home has a few quirks. When it is time to sell your home, you have a choice of either making the necessary repairs or letting the buyers know about the problems. Material defects must be fully disclosed. Some buyers will order a structural inspection in order to learn exactly what they will be getting. Even if the buyers don't ask for an expert to look at the house, it is the seller's responsibility to disclose any known defects in the property. The seller's agent will provide the disclosure form, wherein the seller may itemize any problems. Sellers may avoid any real estate lawsuits over undisclosed defects by making repairs before the sale or agreeing to a price adjustment during the transaction if defects are discovered.

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Q	Who is considered the world's most renowned living architect?
A	I.M. Pei who retired in 1991; he earned this status after designing the glass pyramid entrance pavilion to the Louvre in Paris (1989).
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