Bloomington, Spencer and Indiana University, Indiana Real Estate Listings & Homes For Sale - The Jeanne Walters Team

Options exist to help you avoid foreclosure-including counseling, refinancing, and short sales. Purchasers of foreclosures should be aware that such homes, despite their reputation, are rarely big bargains or easy money-makers, and can be very difficult to buy.

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Jeanne Walters Real Estate takes a different approach to customer service. We have an amazing support team so that we are better prepared to service you, the client, whether it is by selling your house or helping you find your dream home.

On this site, we've summarized much of what is important about the Bloomington, Spencer, and Indiana University real estate market. We have information for people interested in Bloomington retirement. We have information for people interested in Bloomington foreclosures and short sales. We provide details about Bloomington, Indiana neighborhoods, older and historic Indiana properties and an in-house blog about life and culture in Bloomington, Indiana. You can also find resources for green building and energy-efficient homes in Bloomington, Indiana.

Of course, no website can take the place of a top real estate agent. This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents..

Buying and selling a home is one of the biggest events in your life. As top Bloomington, Spencer, and Indiana University real estate agents, we have the experience and track record you are looking for. Please let us help.


	The Jeanne Walters Team

Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the average age range of a second-home buyer in the United States?
A	Currently, second-home buyers in America are most often between 41 and 44 years of age.
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The Jeanne Walters Team, REALTOR®, real estate agent and broker for Bloomington, Spencer and Indiana University, Indiana home listings, property and land for sale - NUMBER1EXPERT

The Jeanne Walters Team
Jeanne Walters Real Estate
107 E 6th Street
Bloomington, IN 47408
Tel: (812) 331-8951
Fax: (812) 331-7532
Toll Free : (866) 877-6677
Email: info@JeanneWalters.com

We truly love our work and we value the opportunity to play a part in our clients' important decisions. With our years of experience, specialized training, and earned designations, we are poised to help you navigate the ever-changing world of real estate. We'd love the opportunity to know you better!

GRI Equal Housing MLS REALTOR

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